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Managing digital payments shouldn’t be complicated. At PayIoMa, we make it simple. With one integration, businesses gain access to India’s top banks, PGs, and PAs — ensuring UPI collections, instant payouts, escrow-backed compliance, and AI-powered fraud detection all under one roof.
At PayIoMa, we simplify digital payments for businesses across India. Our vision is to eliminate the complexity of multiple integrations, settlement delays, fraud risks, and compliance challenges so companies can focus on what truly matters — growth and customer satisfaction.
From startups and marketplaces to e-commerce platforms and enterprises, PayIoMa delivers secure, scalable, and efficient payment solutions that help businesses operate with speed, trust, and confidence.
At PayIoMa, our promise is clear — to make digital payments in India simple, secure, and scalable for every business.
Simplicity: With PayIoMa, one integration connects you to all major banks, PGs, and PAs, removing the hassle of multiple setups.
Security: PayIoMa ensures escrow-backed compliance and AI-powered fraud detection, keeping your business safe and fully RBI-compliant.
Scalability: From startups to enterprises, PayIoMa adapts to your growth journey — whether you’re processing hundreds or millions of transactions.
Managing payments should empower growth, not create obstacles. Yet many businesses in India still face constant challenges that slow them down and impact profitability.
We know payments can feel complex. That’s why we’ve answered the most common questions about PayIoMa’s digital payment solutions — so you can make the right choice with confidence.
Yes. PayIoMa ensures full escrow-backed compliance and transparent settlement flows, making it 100% RBI-compliant.
All payouts are instant, whether to vendors, employees, or customers — no waiting, no delays.
Not at all. With PayIoMa, one integration connects you to leading banks, PGs, and PAs across India.
Our AI-powered fraud detection system continuously monitors transactions, instantly flagging and blocking suspicious activity.
PayIoMa is built for startups, e-commerce platforms, marketplaces, gaming apps, and enterprises — any business that wants secure, scalable, and smart payments.
You can integrate via APIs, use our dashboard, or upload bulk files — whichever fits your business workflow best.
